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Taxes and Taxation
Reference:
Kutarba, A.Y. (2013). Methods for evaluation of creditworthiness
of borrowers. Development perspectives
in the banking system of Abkhazia. Taxes and Taxation, 8, 572–578. https://en.nbpublish.com/library_read_article.php?id=63088
Kutarba, A.Y. Methods for evaluation of creditworthiness of borrowers. Development perspectives in the banking system of AbkhaziaAbstract: The article describes the method for evaluation of creditworthiness of borrowers an development perspectives of the Abkhazian banking system. The author provides an interpretation for the term “creditworthiness of borrower”, and establishes the key requirements to borrowers and analysis of his creditworthiness. The author provides a quantitative and quality evaluation procedure regarding creditworthiness of a borrower and analysis of its stages. This evaluation may be applied to the banking system of Abkhazia. Keywords: banking, creditworthiness of borrower, credit history, option, swap, bank, income and spending, credit risk, futures.
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This article written in Russian. You can find original text of the article here . References
1. Federal'nyy zakon «O kreditnykh istoriyakh», ¹218 ot 30 dekabrya 2004 g.
2. Zueva O.A. Upravlenie kreditnym riskom pri kreditovanii po kreditnoy linii : avtoreferat dis. ... k.e.n. SPb., 2007. 3. Glushchenko V.V. Analiz effektivnosti protsedur otsenki kreditosposobnosti zaemshchika banka. M., 2012 4. Prospalova V.S. Problemy otsenki kreditosposobnosti klientov kommercheskikh bankov. Vladivostok, 2008. 5. «Mezhdunarodnaya konvergentsiya izmereniya kapitala i standartov kapitala: novye podkhody» Bazel'skogo komiteta po bankovskomu nadzoru 6. Bankovskiy nadzor Evropeyskiy opyt i Rossiyskaya praktika, obuchenie personala banka Rossii, Etap |
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