Nozhkina, A.A. On the issue of insuring civil liability

Abstract: The article is devoted to classification of types of insuring civil liability. The current legislation provides for two types of insuring civil liability divided based upon the grounds for its appearance: insuring the risk of liability on obligations arising out of damage to life, health or property of other persons (Art. 931 of the Civil Code of the Russian Federation) and insuring the contractual responsibility (Art. 932 of the Civil Code of the Russian Federation). Liability for violation of non-contractual obligations, such as liability of arbitration manager and the members of administration of a legal entity do not fall within any of these two categories (contractual or delict liability insurance). Such a liability is not contract-based, since there is no such contract, and it does not arise from causing harm. Based on above-mentioned positions the author concludes that legal regulation in this sphere is not sufficient and offers the possible solutions to the problem

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