Ðóñ Eng Cn Translate this page:
Nota Bene. Books, journals, publishing technologies.
Please select your language to translate the article


You can just close the window to don't translate ☒
Library
 Your profile
Creative Commons License This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Back to contents

Urban Geography and the Real Estate Market
Reference:

Sternik G.M., Sternik S.G., Apalkov A.A. The new method for housing affordability assessment

Abstract: In this article, we study the evolution of housing affordability methods, including the standard international UN HABITAT, the basic method of Gosstroy that is used in Russian official documentation, as well as its modifications, offered in various scientific works. We have chosen a prototype method that meets the most modern requirements, and modified it, using the accumulated experience in this strand of research. Initial data has been prepared and the main indicators of housing affordability were calculated, by the example of flats in apartment blocks being constructed in 2012 in Moscow (not accounting for mortgage support). The authors demonstrate the differentiating results of housing affordability evaluation performed with the new method and those with the basic method. Multiple modifications of the basic method for population housing affordability evaluation were analyzed, and an analysis was conducted on Moscow’s housing on the stage of construction. A comprehensive analysis of the housing affordability evaluation methods allowed to reveal the flaws of the modified base method. The research of multiple modifications of the basic method allowed to select a modification that satisfies modern requirements the most, and to develop approaches for improving it. The changes offered for the modified method will broaden its capabilities for enhanced analysis of the issue.

Keywords:

Housing affordability, affordability evaluation indicators, share of the population, Standard, Basic, Modified, coefficient calculation method, affordability evaluation, mortgage support, enhanced method

This article can be downloaded freely in PDF format for reading. Download article

This article written in Russian. You can find original text of the article here .
References
1. Barker K. Review of Housing Supply. Final report: Recommendations – London, HMSO, 2004 – www.barkerreview.org.uk
2. Greeen R, Malpezzi S. Primer on U.S. Housing market and housing policy, The Urban Institute Press. Washington D.C., 2003.
3. Freeman A, Chaplin R, Whitehead C. “Rental Affordability: A Review of International Literature”, Discussion Paper 88, Property Research Unit Department of Land Economy, University
4. Hancock, K.E. “Can pay? Wont pay?” or Economic Principles of “Affordability”, Urban Studies, Vol 30, No. 1, pp. 127-145, 1993. of Cambridge, 1997.
5. Schnare A.B., Struyk R.J. “Segmentation in Urban Housing Markets” Journal of Urban Economics 3, 1976.
6. Dzhennifer Daniel. Analiz platezhesposobnogo sprosa na zhil'e v Moskve. – Institut ekonomiki goroda (Vashington),-M.: 1994. – 17 str.
7. Ivankina E.V. Problemy sozdaniya dostupnogo zhil'ya. M.: Mekhanizatsiya stroitel'stva, ¹5, 2012.-(http://frem.ane.ru/about/sotrudniki/dekanat/ivankina_elena_vladimirovna)
8. Kosareva N.B. Strategiya zhilishchnoy politiki i razvitiya zhilishchno-kommunal'nogo khozyaystva // Materialy sayta Fonda «Institut ekonomiki goroda» (www.urbaneconomics.ru).-2000.
9. Kosareva N.B., Tumanov A.A. Ob otsenke dostupnosti zhil'ya v Rossii // Voprosy ekonomiki, ¹7, 2007.
10. Kosareva N.B., Tumanov A.A. Razvitie ipotechnogo zhilishchnogo kreditovaniya: sposob povysheniya dostupnosti zhil'ya dlya naseleniya ili faktor rosta tsen na zhil'e? (???)
11. Nozdrina N.N., Pchelintsev O.S., Sternik G.M. Tseny i dostupnost' zhil'ya v gorodakh Rossii. Zhurnal RAN «Problemy prognozirovaniya» ¹6 1996, s. 115-138.
12. Nozdrina N.N., Shneyderman I.M. Ob otsenke dostupnosti zhil'ya na rynke dlya naseleniya. // Peterburgskiy zhilishchnyy Kongress. Konferentsiya «Analiz i prognoz razvitiya rynka nedvizhimosti i stroitel'stva», 30.09-04.10. 2009. — www.gilforum.ru.
13. Sternik G.M. Dostupnoe zhil'e – chto eto takoe? – V sb. «Pravovye i organizatsionno-ekonomicheskie osnovy formirovaniya rynka dostupnogo zhil'ya v Moskve». – REA im. G.V.Plekhanova (pod red. Sternika G.M.),-M.: 2006, s. 3-17.
14. Sternik G.M., Krasnopol'skaya A.N. Opredelenie koeffitsienta dostupnosti zhil'ya s uchetom ipotechnoy podderzhki. – Zhurnal «Imushchestvennye otnosheniya v RF», ¹3 (10), 2007, str. 43-46.
15. Sternik G.M., Krasnopol'skaya A.N. Vliyanie parametrov ipotechnogo kreditovaniya na koeffitsient dostupnosti zhil'ya.-Materialy II Peterburgskogo ipotechnogo foruma, 2006. – www.realtymarket.ru.
16. Sternik G.M., Krasnopol'skaya A.N. Dostupnost' zhil'ya dlya naseleniya Moskvy s razlichnym urovnem dokhodov s uchetom vozmozhnosti ipotechnogo kreditovaniya. – Materialy III Peterburgskogo ipotechnogo foruma, 2008. – www.realtymarket.ru.
17. Sternik G.M., Krasnopol'skaya A.N. Razrabotka metodiki mnogofaktornoy otsenki dostupnosti zhiloy nedvizhimosti. – «Imushchestvennye otnosheniya v Rossiyskoy Federatsii», 2009, ¹ 1, str. 26-38.
18. Sternik G.M., Sternik S.G. Razvitie «Edinoy metodiki klassifitsirovaniya mnogokvartirnykh zhilykh domov – novostroek (EK MZhN) po potrebitel'skomu kachestvu (klassu) proekta» // Mekhanizatsiya stroitel'stva. — 2012, ¹ 6, ctr. 32-40.
19. Kosareva N.B., Tumanov A.A. Dostupno li rossiyanam zhil'e?-Demoskop Weekly ¹307-308 29.10 – 11.11, 2007. http://demoscope.ru/weekly/2007/0307/tema04.php.
20. Krasnopol'skaya A.N. Razrabotka metodiki mnogofaktornoy otsenki dostupnosti zhiloy nedvizhimosti. – Avtoreferat dissertatsii (n,r. Sternik G.M.). – REA im. G.V.Plekhanova, 2007.
21. Federal'naya sluzhba gosudarstvennoy statistiki. Rossiya v tsifrakh. 2013: krat. stat. sb./Rosstat-M., R76 2013 (s 93, tabl. 5.4), (s. 138, tabl. 7.9). www.gks.ru/free_doc/new_site/population/urov/urov_11sub.htm www.gks.ru/free _doc/new_site/ perepis2010/croc/vol6pdf-m.html
22. Finansovyy departament. www.fd7.ru/srednyaya-procentnaya-stavka-po-kreditam-2013/
23. RosBiznesKonsalting. www.rbc.ru/rbcfreenews/20121019201328.shtml
24. PRO Nedvizhimost'. www.pro-n.ru/mortgage/banks.html
25. I-p-o-t-e-k-a.ru | internet-zhurnal ob ipoteke v Moskve i Rossii. www.i-p-o-t-e-k-a.ru/start/s-chego-nachat-ipoteku/pervonachalniy-vznos-ipoteka.html
26. Agenstvo po ipotechnomu zhilishchnomu kreditovaniyu. www.ahml.ru/
27. Peterburgskiy pravovoy portal 1997 – 2013. http://ppt.ru/info/?id=4
28. Sternik G.M., Apal'kov A.A. Razvitie metodiki otsenki dostupnosti zhil'ya dlya naseleniya. – «Imushchestvennye otnosheniya v Rossiyskoy Federatsii» ¹4, 2014
Nota Bene
 
For authors
 
Other
 
Our sites
© 1998 – 2024 Nota Bene. Publishing Technologies. NB-Media Ltd.