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Ponazhev Yu.O. The problems resulting from dissolution of a loan agreement

Published in journal "Law and Politics", 2015-6 in rubric "JUDICIAL POWER", pages 843-847.

Resume: The subject of this research is the legal consequences resulting from dissolution of a loan agreement. The author examines the main methods of dissolving a loan agreement. This research presents an analysis of issues that emerge in legal precedent due to dissolution of loan agreements, including the information on which violations of a loan agreement can serve as sufficient grounds to request the dissolution, while the loan agreement can be dissolved as a result of significant changes in the circumstances. The article presents legal precedent on each of the means of dissolving a loan agreement. The author proposes criteria for allowing dissolution of a loan agreement due to significant violations of the agreement or changes in the circumstances. The author concludes that there are three main ways of dissolving a loan agreement, and states that the permissibility of dissolution of the credit agreement in each specific case can only be resolved by analyzing the legal precedent.

Keywords: Legal relations, Loan agreement, Dissolution of a loan agreement, Termination of contract, Breach of contract, Change of circumstances, Early payoff , Unilateral refusal, Reimbursement of losses, Extending credit

DOI: 10.7256/1811-9018.2015.6.15447

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