Administrative and municipal lawReference:
Administrative and jurisdictional activities of the Federal Antimonopoly Service of the Russian Federation in the banking sector
Abstract.The article studies administrative and jurisdictional activities of the Federal Antimonopoly Service (FAS) of Russia in the banking sector. State antimonopoly policy in the banking sector is one of the most important mechanisms guaranteeing the achievement of socio-economic goals in the social life. The author considers the process of interaction between the FAS of Russia and credit organizations; reveals the problem of reporting wrong information by credit organizations upon the requests from the antimonopoly authority, and the problem of inconsistency of the conditions about the full value of a credit with the Federal law of 21.12.2013 No 353 “On consumer credit (loan)” and the Decision of the Plenum of the Supreme Commercial Court of the Russian Federation No 58 of 08.10.2012. The research methodology is based on the modern achievements in epistemology. The author uses general philosophical and theoretical research methods (dialectics, the system method, analysis, synthesis, analogy, deduction, observation and modeling), traditional methods of jurisprudence (formal logical) and the methods of specific sociological researches (statistical, expert evaluations, etc.). The author concludes that the FAS of Russia and the Bank of Russia should develop joint statutory instruments in order to formulate the concept and the list of banking services and the procedure of calculation of the production cost of a unit of banking service (and/or an analogous indicator), and formalize the peculiarities of credit services advertising with account for the position of the Supreme Commercial Court of the Russian Federation. The scientific novelty of the study consists in the proposals about the improvement of administrative and jurisdictional activities of the Federal Antimonopoly Service of Russia.
Keywords: advertisement, economy, responsibility, credit institutions, legislation, bank, The FAS of Russia, state, improvement, practice
Article was received:28-05-2017
This article written in Russian. You can find full text of article in Russian here .
The journal allows the author(s) to hold the copyright without restrictions. All authors automatically own full copyright in their work as soon as they create it, and current Russian Federal legislation protects them.
Licence type: Attribution-NonCommercial 4.0 International (CC BY-NC 4.0)
The journal is an open access journal which means that everybody can read, download, copy, distribute, print, search, or link to the full texts of these articles in accordance with Creative Commons Attribution- NonCommercial 4.0 International License.
You are free to:
Share — copy and redistribute the material in any medium or format.
Adapt — remix, transform, and build upon the material The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
NonCommercial — You may not use the material for commercial purposes.
No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.