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Administrative and municipal law
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Administrative and jurisdictional activities of the Federal Antimonopoly Service of the Russian Federation in the banking sector
Lokhmanov Dmitriy Vadimovich

Head of University Laboratory of the Department of Administrative and Information law of the Financial University under the Government of the Russian Federation

398043, Russia, Moscow, ul. 4-Yi veshnyakovskii proezd, 4, kab. 511

demolexys@yandex.ru

 

 

Abstract.

The article studies administrative and jurisdictional activities of the Federal Antimonopoly Service (FAS) of Russia in the banking sector. State antimonopoly policy in the banking sector is one of the most important mechanisms guaranteeing the achievement of socio-economic goals in the social life. The author considers the process of interaction between the FAS of Russia and credit organizations; reveals the problem of reporting wrong information by credit organizations upon the requests from the antimonopoly authority, and the problem of inconsistency of the conditions about the full value of a credit with the Federal law of 21.12.2013 No 353 “On consumer credit (loan)” and the Decision of the Plenum of the Supreme Commercial Court of the Russian Federation No 58 of 08.10.2012. The research methodology is based on the modern achievements in epistemology. The author uses general philosophical and theoretical research methods (dialectics, the system method, analysis, synthesis, analogy, deduction, observation and modeling), traditional methods of jurisprudence (formal logical) and the methods of specific sociological researches (statistical, expert evaluations, etc.). The author concludes that the FAS of Russia and the Bank of Russia should develop joint statutory instruments in order to formulate the concept and the list of banking services and the procedure of calculation of the production cost of a unit of banking service (and/or an analogous indicator), and formalize the peculiarities of credit services advertising with account for the position of the Supreme Commercial Court of the Russian Federation. The scientific novelty of the study consists in the proposals about the improvement of administrative and jurisdictional activities of the Federal Antimonopoly Service of Russia. 

Keywords: advertisement, economy, responsibility, credit institutions, legislation, bank, The FAS of Russia, state, improvement, practice

DOI:

10.7256/2454-0595.2017.6.23105

Article was received:

28-05-2017


Review date:

28-05-2017


Publish date:

16-07-2017


This article written in Russian. You can find full text of article in Russian here .

References
1.
Lapina M.A. Administrativnaya yurisdiktsiya v sisteme administrativnogo protsessa: monografiya. M.: Finansovyi universitet, 2013. 140 s
2.
Ofitsial'nyi sait FAS Rossii URL: http://fas.gov.ru/documents/documentdetails.html?id=15117 (data obrashcheniya 21.05.2017).